SUN  ASSOCIATES
No 41, EP Complex, AK Salai Pudhur, Tamil Nadu 625018 sunassociates2007@yahoo.co.in
Tamil Nadu • Trusted by 10+ Banks & NBFCs

Recover What's Rightfully
Yours.

Ethical, lawful and result-driven debt collection, asset repossession, skip tracing, field verification, call-centre collections, enforcement and legal services. Powered by DRA-trained field officers across Tamil Nadu.

100% Legal & Compliant
DRA-Trained FOS
Legal Advisor On-Call
FILE NO. / SA-2026 APPROVED

Need Immediate Recovery Support?

Share the case details. Our team responds within 30 minutes.

  • Vehicle & Asset Repossession
  • Skip Tracing & Field Verification
  • Call-Centre Tele-Collections
  • End-to-End Legal Support
Start Your Case
24 / 7 Hotline +91 98421 37278
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Sun Associates office building, EP Complex
Our Building
Sun Associates company signboard
Office Entrance
Sun Associates working area
Working Area
0Cases Handled
0Recovery Rate
0Response Time
DRATrained FOS
About Sun Associates

Tamil Nadu's Most Trusted Name in Debt Recovery & Enforcement

Sun Associates is a full-service debt collection, repossession and legal recovery firm headquartered in Tamil Nadu. With over 20,000 cases successfully handled, a proven 95% recovery rate and partnerships with 10+ banks and NBFCs, we deliver recovery outcomes other agencies cannot match.

Our strength lies in our DRA-certified field officers, an in-house call centre, a dedicated legal desk, and a skip-tracing unit — all coordinated through a single case-management system. Every assignment is handled with complete confidentiality, full documentation and strict compliance with RBI & Fair Practices Code guidelines.

10+ Banks & NBFCs

Trusted recovery partner across Tamil Nadu.

DRA-Certified FOS

Debt Recovery Agent trained field officers.

In-House Call Centre

Tele-calling & soft-recovery specialists.

95% Recovery Rate

Across 20,000+ cases successfully resolved.

What We Do

Full-Spectrum Recovery & Legal Services

From the first polite tele-call to final asset repossession — we handle every stage of the recovery lifecycle under one roof, professionally and lawfully.

Debt Collection Debt Collection
01

Debt Collection

Professional, firm and polite recovery of overdue payments — personal loans, credit cards, business debts, EMIs, trade receivables and cheque-bounce dues.

  • Demand notice & soft-calling
  • Door-to-door field collection
  • Settlement negotiation
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Recovery Recovery
02

Recovery Collection

End-to-end recovery management for banks & NBFCs — portfolio audit, NPA resolution and bucket-wise recovery with full transparency and MIS reporting.

  • NPA & bucket-wise recovery
  • Portfolio audit & strategy
  • Periodic MIS reporting
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Call Centre Call Centre
04

Call Centre

Our in-house call centre delivers professional tele-collections across the entire delinquency bucket — from early-stage reminder calls (0–30 DPD) to hardcore bucket follow-ups. Agents are fluent in Tamil, English and Hindi, trained in RBI-compliant tele-calling norms, and every call is recorded and logged for quality assurance and client transparency.

  • Multi-lingual tele-callers
  • 100% call recording & QA
  • Daily performance reports
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Verification Verification
05

Field Verification

On-ground residence, office and business verification before loan sanction or during NPA escalation — complete with photographs, neighbour references, GPS coordinates and a structured verification report.

  • Residence & office verification
  • GPS-stamped photo evidence
  • Structured FV report
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Skip Tracing Skip Tracing
06

Skip Tracing

Locate absconding or untraceable defaulters through our multi-source skip-tracing network. We trace by mobile footprint, address history, employment records, social channels and neighbourhood intelligence — recovering cases others have written off.

  • Multi-source defaulter tracing
  • New-address & contact discovery
  • Write-off / unclaimed recovery
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Enforcement Enforcement
07

Enforcement Agency

Court-order enforcement, injunction execution and decree recovery — coordinated with local officials and legal counsel for quick closure.

  • Decree & order execution
  • Arbitration award recovery
  • Property takeover support
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Advisory Advisory
08

Finance Consultant

Expert advisory on credit structuring, loan documentation, portfolio risk and debt-settlement strategy for individuals and businesses.

  • Loan restructuring advisory
  • OTS & settlement planning
  • Credit-risk audit
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Legal Legal
09

Legal Services

Full legal support — drafting of notices, cheque-bounce cases (Sec 138), SARFAESI proceedings, arbitration and civil recovery suits.

  • Sec 138 NI Act cases
  • SARFAESI & DRT matters
  • Civil & arbitration suits
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Manpower Manpower
10

Manpower Agency

Trained, verified and ready-to-deploy manpower for banks, NBFCs & corporates — tele-callers, field officers, recovery executives, security personnel and back-office staff on flexible engagement models.

  • Tele-callers & FOS deployment
  • Background-verified candidates
  • Payroll & compliance handled
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Our Scope

Nature of Activities

A bird's-eye view of every activity we undertake across retail, SME & corporate portfolios.

Pre-Legal Collections

  • 0–30 DPD reminder tele-calls
  • 30–90 DPD follow-up & field visits
  • Payment plan structuring
  • First-level settlement negotiation

Investigation & Tracing

  • Skip tracing of absconders
  • New-address & employment discovery
  • Asset & capacity assessment
  • Social & digital footprint checks

Verification Services

  • Residence field verification
  • Office & business FV
  • Tele-verification (TVR)
  • Reference checks

Repossession Operations

  • 2W, 4W & CV repossession
  • Machinery & equipment seizure
  • Yard storage & valuation
  • Auction & re-sale support

Legal Proceedings

  • Demand & legal notices
  • Sec 138 NI Act filings
  • SARFAESI & DRT actions
  • Civil recovery & arbitration

Reporting & Compliance

  • Daily / weekly MIS reports
  • Visit logs & GPS evidence
  • RBI / FPC compliance audits
  • Case closure documentation
How We Work

A Proven 7-Step Recovery Process

Structured, transparent and documented — every case moves through a defined pipeline from first call to final recovery report.

01
Case Intake

Study the file, verify documents & build the recovery roadmap.

02
Calling

Call-centre engages customer with reminder & demand calls.

03
Visit Customer

Trained FOS makes a personal visit to the address on record.

04
Trace / Verify

Skip-tracing or field verification if customer untraceable.

05
Follow Up

Structured follow-ups across the delinquency bucket.

06
Negotiate / Notice

Amicable settlement or legal notice — Sec 138 / SARFAESI if needed.

07
Recovery & Report

Recovery executed, asset repossessed, full closure report issued.

Why Sun Associates

More Than a Recovery Agency — a Business Partner.

We combine the rigour of a law firm, the street-smart execution of a field agency and the empathy of a negotiator. That combination is why leading banks, NBFCs, finance companies and private lenders across Tamil Nadu trust us with their most critical recovery portfolios.

10+ Banks & NBFCs as Partners

Preferred recovery partner for leading private and public-sector institutions across Tamil Nadu.

DRA-Trained Field Officers

Every FOS is IIBF DRA certified, RBI / FPC compliant — no harassment, just results.

Tech-Enabled Tracking

Every visit GPS-stamped, every call recorded, every update shared live with the client.

Wide Coverage Across Tamil Nadu

Field presence across Chennai, Coimbatore, Trichy, Salem, Tirunelveli & beyond.

Banks & NBFCs
Retail & corporate loan recovery
Finance Companies
Vehicle & gold loan repossession
Private Lenders
Cheque bounce & promissory notes
Businesses
B2B trade & receivables recovery
10+ Banks Served

Stuck with uncollected dues?

Let our recovery specialists take over. Free first consultation.

Get In Touch

Let's Discuss Your Recovery Needs

Share your case briefly — our team will reach out within business hours.

Contact Details

Reach us through any of these channels. We respond quickly.

Office Address

No 41, AK Salai Pudhur, 2nd Floor,
EP Complex, Near Theekathir Office,
Tamil Nadu 625018, India

Working Hours

Monday – Saturday : 9:00 AM to 7:00 PM
Sunday : On appointment

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